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About Us

USA Mortgage is a 100% employee-owned company in the mortgage industry headquartered in St. Louis, Missouri. USA Mortgage provides loan services for purchasing and refinancing. Mortgage lenders strive to find the best rates for their customers because they know buying a home is a big investment. 

In 2018, USA Mortgage became employee-owned when it established its Employee Stock Ownership Plan (ESOP). As employee-owners, they celebrate a culture based on creativity and diversity. USA Mortgage boasts over 1,000 employee-owners that all have an ownership stake in the success of the company. This allows for everyone to have a voice so that their ideas can be heard. 

Since becoming employee-owned, USA Mortgage lenders are energized entrepreneurs continuously working to make the lending process better for their customers. Being employee-owed for USA Mortgage also means less turnaround time and providing their customers with timely answers.